Home 2017-11-20T14:58:48+00:00

What is Debt Counselling?

Debt Counseling is a voluntary process created by Government in the National Credit Act 34 of 2005 to assist/enable over-indebted consumers.

The aim of the Debt Counseling is to rearrange the consumer’s debts in order to meet their monthly living expenses, to pay each of their creditors as much as they can afford and to settle their debts in a timeous period. DCGsa has the best Debt Solutions for you!

Let Us Contact You For
Your Convenience

Name (required)


Email (required)




Benefits of Debt Counselling

  • Tailored payment structure to suit your individual needs
  • No more garnishees
  • Pay off your debts in a reasonable time
  • One affordable monthly instalment
  • Installments reduced by up to 50%
  • Have sufficient funds for living expenses
  • Credit Providers must communicate with your Debt Counselor, not you
  • You will be Legally protected against your creditors
  • Legally clear your “blacklisting” by getting a clearance certificate

Current Rates

Prime Interest Rate 10.25%
Repo Rate 6.75%
CPI Inflation Rate 5.2%

Take the first step Today

Do not be ashamed to take the first step and ask for help with your debt. With the current economy and regular increase of costs of basic needs, people are more and more in debt and in need of help. Most people are too proud to ask for assistance before it is too late. If you feel you are in need of help or creditors are phoning you frequently asking when you are making your next payment you need to be realistic and take that first step to getting help.

Call us for the best Debt Solutions 086 100 1047 or e-mail help@dcgsa.co.za

Why Choose DCGSA

✰ ✰ ✰ ✰ ✰

It is embarrassing to explain to someone that you have problems with your debt, I at least thought it would be. But the staff at DCGsa made me feel so comfortable with talking about my problem. There is a stigma attached to debt, but if we talk about it especially to someone who can help you it is such a burden off your shoulders. I am with DCGsa and I will be getting my Clearance Certificate that clears my credit bureau in 2 years. I am very happy and I can now live stress free.
Amanda | August, 2015

What to Expect

✰ ✰ ✰ ✰ ✰

They really do help and at an affordable rate, all other places I went to see wanted to ask so much from me for fees. I am very happy by DCGsa.
September, 2015

Our Standards of Service

✰ ✰ ✰ ✰ ✰

I must say that I am now finished paying off all my debts through DCGsa (Debt Counseling Group South Africa), and I got my Clearance Certificate and my credit bureau is clean, I am going to apply for a bond now. Thank you to the very helpful and very friendly staff at DCGsa.
Mandisa | July, 2015

NCR Information Brochure – Click on the link below to know your rights as a consumer.
NCR – Information Brochure (ENGLISH)

NCR – Information Brochure (XHOSA)

NCR – Information Brochure (AFRIKAANS)