A Form 19 is the official debt review clearance certificate that a Debt Counsellor gives to a consumer who qualifies for clearance from debt review.
It confirms that the consumer has completed the required debt review obligations. It also allows the Debt Counsellor to notify the credit bureaus and relevant systems that the debt review process has been completed.
DCGsa can only issue a Form 19 after checking the file properly. We check paid-up letters, final balances, account numbers, end balance differences, and bond status where applicable.
In simple terms, the Form 19 helps start the process of updating your debt review status with the credit bureaus.