Regain Financial Freedom with Debt Review

Debt can feel overwhelming, but you don’t have to face it alone. At DCGsa, we specialize in debt counselling, a legal process designed to help over-indebted South Africans regain control of their finances. Our expert team provides tailored solutions, ensuring you pay off your debt in an affordable way while protecting your assets.

Debt counselling (also known as debt review) is a regulated financial solution under the National Credit Act (NCA). It helps South Africans who are struggling with high debt repayments by:

✅ Reducing monthly debt instalments

✅ Protecting your home and vehicle from repossession

✅ Stopping legal action from credit providers

✅ Helping you become debt-free within 3-5 years

DCGsa is registered with the National Credit Regulator (NCRDC1560) and a Full member of DCASA, ensuring professional, ethical, and compliant debt counselling services.

1️⃣ Free Debt Assessment – We evaluate your financial situation and determine if debt counselling is right for you.
2️⃣ Debt Repayment Plan – We negotiate with credit providers to lower your instalments.
3️⃣ Legal Protection – You are protected from repossession and legal action while under debt review.
4️⃣ One Affordable Monthly Payment – Instead of paying multiple credit providers, you make one consolidated payment via a Payment Distribution Agency (PDA).
5️⃣ Debt Clearance – Once your debt is fully paid, we issue a Debt Clearance Certificate, restoring your financial freedom.

You may qualify if:

✔️ Your monthly debt repayments exceed your income

✔️ You are struggling to keep up with loan and credit card payments

✔️ You want to avoid legal action or repossession

✔️ You have a steady income to commit to a structured repayment plan

💡 Industry Leaders – With over 15 years of experience, we have helped thousands of South Africans become debt-free.

🔒 Registered & Trusted – We are fully compliant with the NCR and the National Credit Act.

🤝 Personalized Support – Our dedicated team guides you every step of the way.

📉 Lower Monthly Payments – We negotiate better terms with your credit providers.

🏡 Asset Protection – We ensure your home and vehicle stay safe during debt review.