South Africa’s VAT Remains at 15% in 2025
South Africa's VAT Remains at 15% in 2025: A Relief for Consumers, But Financial Challenges Persist In a significant turn of events, the South African government has decided not to proceed with the previously proposed increase in the Value-Added Tax (VAT) rate. Initially, the 2025 Budget Speech announced a phased VAT hike: from 15% to 15.5% on 1 May 2025, and then to 16% on 1 April 2026 . However, following substantial political opposition and [...]
14 Years of Debt Relief in Port Elizabeth / Gqeberha – Homegrown Help You Can Trust
DCGsa Celebrates 14 Years of Debt Relief in Port Elizabeth – Homegrown Help You Can Trust! PORT ELIZABETH, SOUTH AFRICA – In a time where financial pressure weighs heavily on many South African households, one company in the heart of the Eastern Cape continues to offer hope, support, and practical solutions. DCGsa (Debt Counselling Group South Africa) is proud to mark 14 years of serving the people of Port Elizabeth (Gqeberha) with professional debt counselling [...]
Unexpected Costs – Like the KleuterZone Crisis – What Now?
🎒 When Life Hits You with Unexpected Costs – Like the KleuterZone Crisis – What Now? In the past few days, South Africa has watched the unfolding story of KleuterZone, a once-trusted preschool group now mired in financial controversy. Parents across the country, many of whom had paid school fees upfront for the term or even the full year, were blindsided by reports of mismanagement, with the founder reportedly out of the country and uncertainty [...]
Disadvantages of Debt Review or Your Greatest Advantage in Disguise?
Disadvantages of Debt Review | As featured on Money Matters, Link FM | Interview with Mr. K and Casper le Grange (DCGsa) When most people hear the words "debt review," they immediately think of restrictions. No more credit, a flagged credit report, limited financial freedom. But what if the very things people see as disadvantages... are actually the key to your financial breakthrough? In a recent Money Matters interview on Link FM, Mr. K sat [...]
The Rise of Finfluencers vs The Reality of Debt Advice.
The Finfluencer Frenzy: Trendy Advice or Financial Risk? In today’s digital age, the rise of finfluencers—financial influencers on platforms like TikTok, Instagram, and YouTube—has taken the internet by storm. With charismatic delivery, bite-sized advice, and a flood of likes and shares, finfluencers have become modern-day money gurus for millions. But as the hype grows, so does the concern. While these influencers may package financial advice in flashy formats, consumers need to be aware of a [...]
Congratulations! You’ve Completed Debt Review – What Happens Now?
By Casper le Grange, NCR-registered Debt Counsellor | DCGsa Completing your debt review journey is a major financial milestone, and at DCGsa, we celebrate this achievement with you. You’ve worked hard to regain control of your finances, and now that you’ve crossed the finish line, it’s time to look ahead with confidence. But what exactly happens once you’ve finished the debt review process? Let me walk you through the next important steps. 1. Your Clearance [...]
How Can I Speed Up My Credit Card Payment?
How Can I Speed Up My Credit Card Payment? South Africans Seeking Faster Debt Solutions Credit card debt is becoming a serious financial burden for many South Africans. According to the National Credit Regulator (NCR), nearly 50% of credit-active consumers are in arrears, with credit card debt being a major contributor. A recent TransUnion report revealed that millennials (ages 25–40) and middle-income earners (earning between R10,000 and R30,000 per month) are the most affected by [...]
High Cost of Living in East London South Africa
The Rising Cost of Rental Property in East London, South Africa: How to Take Back Control of Your Finances Renting property in East London, South Africa, is becoming an increasingly expensive endeavor. According to the latest statistics from property listing platforms, rental prices in East London have risen by an average of 9% in the past year. A modest three-bedroom home in a middle-class neighborhood now averages between R8,000 and R12,000 per month, while smaller [...]
Debt Review: Your Accountability Partner on the Journey to Financial Freedom
Debt Review: Your Accountability Partner on the Journey to Financial Freedom Let’s face it: getting your finances in shape is a lot like hitting the gym. Some days, you’re pumped to get those gains. Other days, the couch and a burger call your name. That’s why many people turn to personal trainers to keep them accountable and on track. Similarly, debt review acts like a personal trainer for your finances—keeping you disciplined, [...]
Single Moms Struggling with Finances – Tips and Tricks
Single Moms Struggling with Finances - Tips and Tricks The cost of living in South Africa continues to rise, leaving many households (including single moms struggling with finances) struggling to make ends meet. Inflation, stagnant wages, and unexpected financial burdens have created a perfect storm, particularly for families with children. Among these, mothers—and especially single mothers—face the most significant challenges. Whether they are raising children alone due to separation, divorce, or the loss of a [...]
Why the Form 19 Clearance Certificate Is Your Key to Financial Freedom
At DCGsa, we’re committed to helping consumers navigate the debt review process and regain control of their financial future. That’s why we’re proud to have been referenced in a recent article on News24 where we emphasized the importance of the Form 19 clearance certificate: Our Debt Counsellor, Casper le Grange was quoted in a recent News24 Articke - Money questions? Answered | How can I exit debt review? Or read what our Debt Counsellor has [...]
Wat om te doen as jy ’n Afdeling 129-kennisgewing ontvang.
Die Nasionale Kredietwet 34 van 2005 is ingestel om verantwoordelike uitleen te bevorder en verbruikers teen uitbuiting te beskerm. Een van die wet se belangrikste komponente is Afdeling 129, wat duidelike riglyne stel vir kredietverskaffers wanneer verbruikers nie hul betalings nakom nie. Hierdie artikel verduidelik wat ’n Afdeling 129-kennisgewing is, hoe dit jou raak, en hoe skuldberading jou kan help om jou finansiële situasie te herstel voordat dinge eskaleer. By DCGsa verstaan ons hoe [...]
📢 Debt Counselling News – Stay Informed with DCGsa
At DCGsa (Debt Counselling Group South Africa), we believe that knowledge is power—especially when it comes to your finances. That’s why we’ve created this space to bring you the latest debt counselling news, updates from the credit industry, and helpful financial tips to guide your journey to financial freedom.
Whether you’re currently under debt review or exploring your options, our insights are here to educate, inspire, and empower you.
🔍 What You’ll Find in Our Debt Counselling News Section:
1. Latest Debt Counselling Updates
Stay informed about regulatory changes, court rulings, and industry-wide shifts that may impact your debt review process. As a registered Debt Counsellor with over 15 years of experience, Casper le Grange brings clarity to complex topics—so you’re never left in the dark.
2. Breaking Credit News
From rising interest rates to credit score trends and credit bureau updates, we share timely credit news that helps you make better borrowing and repayment decisions. Our goal? To help you avoid common pitfalls and rebuild your credit health with confidence.
3. South African Financial News Highlights
Keep up with local financial news—including inflation, petrol prices, tax updates, and the economy’s impact on consumer debt. We break it down in plain language, so you can understand how macro changes affect your micro budget.
4. Helpful Financial Tips You Can Use Today
Practical. Actionable. Relatable. Our helpful financial tips range from budgeting advice and saving strategies to debt repayment tricks and tools. These insights are designed for South African households trying to stretch every rand a little further.
💬 Why Financial Education Matters
In a world of rising living costs and mounting debt pressure, staying informed is no longer optional—it’s essential. DCGsa doesn’t just offer solutions; we provide the education and support needed to take back control of your financial future.
