Are you feeling overwhelmed by debt? Debt Review is a legal solution designed to help over-indebted South Africans reduce monthly payments, protect assets, and regain financial stability. At DCGsa, we specialize in guiding consumers through the debt review process, ensuring they receive expert financial support while complying with the National Credit Act (NCA).

Debt review is a structured financial rehabilitation program that helps individuals who can no longer meet their monthly debt repayments. This regulated process, introduced by the National Credit Act, allows consumers to restructure their debt, ensuring they can afford their living expenses while paying off creditors.

By enrolling in debt review, you gain legal protection from creditors, preventing harassment, repossessions, and legal action while working towards a debt-free future.

1️⃣ Assessment – We evaluate your financial situation to determine if you qualify for debt counselling.

2️⃣ Debt Restructuring – Our team negotiates with your credit providers to lower your monthly payments.

3️⃣ Protection from Creditors – Once under debt review, creditors cannot take legal action against you.

4️⃣ One Affordable Monthly Payment – You make a single, reduced payment that is fairly distributed to all creditors.

5️⃣ Debt-Free Future – Once all debts are settled, you receive a clearance certificate, restoring your credit profile.

✔ Reduced Monthly Payments – Lower your debt burden with an affordable repayment plan.

✔ Legal Protection – Credit providers cannot take legal action while you’re under debt review.

✔ No More Creditor Harassment – Say goodbye to endless calls and emails demanding payments.

✔ Single, Consolidated Payment – Manage your debt easily with one structured payment.

✔ Financial Rehabilitation – Regain control of your finances and rebuild your creditworthiness.

If you are struggling to pay your monthly debt installments, missing payments, or relying on additional credit to stay afloat, debt counselling may be the right solution for you. Our team at DCGsa will assess your financial situation and determine the best course of action.

📌 Debt review is ideal for individuals who:

✔ Are over-indebted and unable to meet their financial obligations.

✔ Receive a stable monthly income but need debt restructuring.

✔ Want to avoid legal action or repossession from creditors.