Take Control of Your Finances Today

Take Control of Your Finances Today

Are your monthly repayments becoming unmanageable? You’re not alone—and DCGsa Brackenfell is here to help. We provide professional, ethical debt counselling services to individuals and families in Brackenfell and surrounding areas, helping you regain control of your finances and live debt-free.

✅ What is Debt Counselling?

Debt counselling is a legal and regulated process that helps South Africans manage and repay their debt without losing their assets. Through a personalized debt review plan, we negotiate with your creditors on your behalf, making your repayments easier and more affordable.

🌟 Benefits of Debt Counselling in Brackenfell:

1️⃣ One Affordable Monthly Payment
Combine all your debts into a single, manageable monthly repayment.

2️⃣ Reduced Interest Rates
We negotiate lower interest rates with your creditors to help you pay off your debt faster.

3️⃣ Legal Protection
Once under debt review, creditors may not repossess your assets or take legal action.

4️⃣ Family-Focused Budgeting
We ensure your essential living costs—like food, school fees, and transport—are prioritized.

5️⃣ No Permanent “Blacklisting“
Debt counselling is temporary. After completing the process, you receive a clearance certificate, allowing you to rebuild your credit.