At DCGsa, we’re committed to helping consumers navigate the debt review process and regain control of their financial future. That’s why we’re proud to have been referenced in a recent article on News24 where we emphasized the importance of the Form 19 clearance certificate:
Our Debt Counsellor, Casper le Grange was quoted in a recent News24 Articke – Money questions? Answered | How can I exit debt review?
Or read what our Debt Counsellor has to say in his Linked In Article about exiting debt review on this.
“The Form 19 clearance certificate is the only legal and effective way to exit debt review once a court order has been granted. Consumers must focus on settling debts faster rather than falling for scams.”
What Is the Form 19 Clearance Certificate?
The Form 19, issued under Section 71 of the National Credit Act, is the official document confirming that you have successfully completed the debt review process. Once this certificate is issued:
- All negative credit data related to your debt review status is removed from your credit profile.
- You are given a clean financial slate, typically within 21 business days.
- You are free to apply for credit again, if necessary, with a restored credit record.
Avoiding Quick-Fix Scams
With financial challenges on the rise, some companies promise “quick fixes” to exit debt review, often asking for upfront fees or claiming they can bypass the legal process. These scams can leave you worse off financially and legally.
Key warning signs of a scam include:
- Claims to remove your debt review status without paying off your debts.
- Requests for large upfront fees.
- Promises that sound “too good to be true.”
Instead, focus on settling your debts through the proper channels and obtaining your Form 19 clearance certificate for a legitimate and sustainable solution.
The Right Path to Financial Freedom
If you’re under debt review, working with a trusted, NCR-registered debt counsellor is essential. They’ll guide you through the process of:
- Creating an affordable repayment plan tailored to your needs.
- Ensuring your debts are fully settled as per your court order.
- Issuing your Form 19 clearance certificate once all requirements are met.
This legal process is the only effective way to restore your credit profile and achieve financial freedom.
Take the First Step Today
At DCGsa, we’re here to help you every step of the way. Don’t let scams derail your journey to financial freedom. Instead, focus on the tried-and-tested approach of settling your debts and obtaining your Form 19 clearance certificate.
📞 Contact us today for expert advice or to start your path to a brighter financial future.
🌐 Visit our website: www.dcgsa.co.za
Your financial freedom starts with the right steps—let us guide you there.