This is your financial transformation month.

✔ Reduce money stress
✔ Build real habits
✔ Face your numbers
✔ Take daily action
✔ Get professional clarity

And yes — there are PRIZES.

Debt is like weight gain.

It doesn’t happen overnight.
And losing it takes courage, discipline and accountability.

There will be hard days.
There will be temptations.
There will be moments you want to avoid your numbers.

But if you change your first 30 days…

You can change your financial future.

Easy Ways to Earn Points

Entry Points

• Comment “I’M IN” → 10 points

• Tag someone → 1 point per tag

Social Engagement

• Follow / Subscribe DCGsa and Like pages → 2 points per platform and or page liked and followed / subscribed. (Eg 2 points for DCG sa East London on Facebook, 2 Points for DCG King Williams Town on Facebook, 2 Points for DCGsa_Official on TikTok, 2 Points for DCGsa on Youtube)

• Like any DCGsa post (past 15 years) → 1 point

• Like + Comment → 2 points

• Like + Comment + Share → 5 points

• Share Weekly Weigh-In Post → 5 points

• Answer Weekly Link FM question → 5 points

Financial Action:
• Download FREE Budget Planner → 10 points
• Download FREE Debt Planner & Tracker → 10 points
• Download FREE Car Repossession Survival Guide – SA Edition → 10 points
• Complete FREE Credit Check → 15 points
• Complete FREE Credit Check + Full Debt Assessment → 40 points (fill in the free call me back on this page)

UPDATED 07 / 03 /2026

Step 1 – Initiate Your Entry

Comment on our official launch post:

“I’M IN”

→ Earn 10 Points

Tag someone and say:

“Are you in with me?”

→ Earn 1 point per person tagged
(Find the launch post on any one of our Social Media Platforms)

Weekly Engagement:
• Share Weekly Weigh-In Post and Tag DCGsa on any social media platform→ 5 points
• Answer Weekly Money Matters (Link FM) Question on any of our social media platforms → 5 points

BONUS DAYS:
Follow our social media for surprise bonus point days.

Download Your Free Financial Tools

Earn Points. Build Clarity. Change Your Future.

As part of our Shed The Debt – 30 Day Challenge, we’ve created practical tools designed to help you take control of your money — step by step.

These aren’t just downloads.

They are working tools designed to move you from stress to strategy.

And yes — you earn points for each one you download.

But more importantly — you build momentum.

Free Budget Planner & Tracker

Earn 10 Points

Budgeting isn’t restriction.

It’s awareness.

It’s clarity.

It’s power.

Our DCGsa Budget Planner is designed to help you see your money clearly — not just guess.

What’s Inside the DCGsa Free Budget Planner?

✔ Smart Goals – create financial goals that actually make sense
✔ 30 Day Financial Care Challenge – weekly challenges to build discipline
✔ My Savings Vision Board – you can’t achieve what you can’t see
✔ Budget Planner – separate essentials from luxuries
✔ Expense Tracker – see exactly where your money goes
✔ Savings Tracker – because every good budget includes saving
✔ Meal Planner – save money, reduce stress, avoid impulse buying
✔ Debt Planner (starter page) – a one-page overview to begin tracking
✔ Journal Pages – track your journey and growth

This planner is about building habits.

Because habits determine financial outcomes.

Free Debt Planner & Tracker

Earn 10 Points

This is where clarity becomes strategy.

If you feel overwhelmed by balances, statements, and multiple accounts — this tool simplifies everything.

It helps you turn chaos into a plan.

How to Use It:

1️⃣ List all debts (credit/store cards, loans, vehicles, etc.)
2️⃣ Choose a payoff method:
 • Snowball (smallest balance first)
 • Avalanche (highest interest first)
3️⃣ Record payments monthly
4️⃣ Update balances
5️⃣ Celebrate milestones

This planner forces visibility.

And visibility reduces anxiety.

Car Repossession Survival Guide – SA Edition

Earn 10 Points

If you’re behind on your car instalment, getting calls, or you’ve received a Section 129 notice, this free guide shows you the exact steps to take — and the mistakes that cost people their vehicles.

This guide is practical. Not theory.

Inside You’ll Learn:

✔ What really triggers repossession in South Africa
✔ Why your car cannot legally be taken without a court order
✔ How to avoid “voluntary surrender” traps (Section 127)
✔ What to do immediately if you’re behind (simple checklist)
✔ The exact steps to protect yourself

Most people lose their vehicles because they act emotionally.

This guide helps you act strategically.

Download it. Read it. Use it.

Because panic decisions cost money.

Why We Created These Tools

At DCGsa, we’ve been helping South Africans navigate debt for 15 years.

We know this:

Financial pressure doesn’t disappear because you ignore it.

It improves when you:

• Measure
• Plan
• Take small action
• Stay consistent

These tools are your starting point.

But tools only work if you use them.

🏆 Competition Reminder

Each download earns you 10 points in the Shed The Debt 30 Day Challenge.

Downloading the tools earns points.

Using the tools changes your life.

If you’ve downloaded one — use it today.

If you haven’t downloaded them yet — start now.

Your first 30 days can reset your financial future.

And we’re walking it with you.

Free Credit Check (Only)

Earn 15 Points

You cannot fix what you haven’t measured.

A free credit check gives you clarity.

It shows you:

• All your open credit accounts
• Outstanding balances
• Payment history
• Legal listings (if any)
• Judgments or defaults
• Whether a Section 129 has been issued

Many people assume their situation is worse than it is.

Others assume it’s better than it is. Both assumptions are dangerous. A credit check removes guessing.

You Have Two Options:

You can:

✔ Pull your credit report and review it yourself
OR
✔ Request that one of our professionally trained consultants explains it to you

There is no obligation.

Just clarity. Because clarity reduces anxiety. And clarity earns you 15 competition points.

Free Credit Check + Full Debt Assessment

Earn 40 Points

This is where strategy begins.

A credit check shows you the picture.

A debt assessment builds the plan.

During your free session, one of our consultants will:

• Conduct your credit check with you
• Review all your debts
• Assess your affordability
• Identify legal risks (Section 129, repossession, etc.)
• Discuss realistic solutions
• Answer your questions honestly

We’ve been doing this for 15 years.

We know that what feels overwhelming can often be structured.

This is not a sales call.

It’s a professional consultation.

And it earns you 40 competition points — one of the highest-value actions in the challenge.

Because facing your numbers is powerful.

Refer 3 Friends (With Permission)

Earn 10 Points + Bonus Points

Financial stress is rarely spoken about openly.

But many people around you may be silently struggling.

If you know someone who:

• Is behind on payments
• Is stressed about debt
• Has received a Section 129 notice
• Is worried about repossession
• Is considering withdrawing from retirement savings
• Feels overwhelmed by their finances

You can refer them to DCGsa — with their permission.

When you refer 3 friends:

✅ You earn 10 points

But that’s not all.

💥 You Earn Even More If They Take Action

If any of your referred friends:

✔ Complete a FREE Credit Check → You earn +5 bonus points per person

✔ Complete a FREE Credit Check + Full Debt Assessment → You earn +10 bonus points per person

There is no cap.

The more your referrals take action, the more points you earn.