Who We Are At DCGsa (Debt Counselling Group South Africa), we are committed to helping South Africans regain financial freedom through ethical and effective debt counselling. With over 15 years of experience and multiple awards behind our name, we pride ourselves on professionalism, compassion, and results. We believe in building [...]
South Africa’s Debt Dilemma: Are We Chasing a Lifestyle We Can’t Afford? If you’ve been swiping your card more just to get through the month, you’re not alone. I’ve been a debt counsellor for over 15 years, and this year, the financial stress on South [...]
Landmark Court Ruling: Pawn Brokers Can’t Keep More Than What You Owe Why Debt Review Is a Better Option Than Selling or Pawning Your Valuables When money is tight, many South Africans feel forced to sell or pawn their personal belongings just to survive the month. From pawning cellphones and furniture to [...]
What Is Prescribed Debt – And What Can You Do About It? Imagine getting a phone call about a debt you forgot about years ago—and now someone wants you to pay it back, with interest. Sounds scary, right? But what if that debt was too old for them to collect? That’s what we [...]
With the rising cost of living and interest rates biting harder each month, more South Africans are falling behind on debt repayments. But while the financial pressure is real, so is the solution — and it's called debt review. The problem? Most people don’t actually understand what debt review is — or they’ve heard myths [...]
Why Your Credit Report Matters Your credit report is one of the most important documents of your financial life. It holds the power to influence your access to housing, finance, interest rates—even employment in some cases. Yet many South Africans are unaware of what’s on their credit report, how to interpret it, or [...]
South Africa's VAT Remains at 15% in 2025: A Relief for Consumers, But Financial Challenges Persist In a significant turn of events, the South African government has decided not to proceed with the previously proposed increase in the Value-Added Tax (VAT) rate. Initially, the 2025 Budget Speech announced a phased VAT hike: from 15% to [...]
DCGsa Celebrates 14 Years of Debt Relief in Port Elizabeth – Homegrown Help You Can Trust! PORT ELIZABETH, SOUTH AFRICA – In a time where financial pressure weighs heavily on many South African households, one company in the heart of the Eastern Cape continues to offer hope, support, and practical solutions. DCGsa (Debt Counselling Group [...]
🎒 When Life Hits You with Unexpected Costs – Like the KleuterZone Crisis – What Now? In the past few days, South Africa has watched the unfolding story of KleuterZone, a once-trusted preschool group now mired in financial controversy. Parents across the country, many of whom had paid school fees upfront for the term or [...]
Disadvantages of Debt Review | As featured on Money Matters, Link FM | Interview with Mr. K and Casper le Grange (DCGsa) When most people hear the words "debt review," they immediately think of restrictions. No more credit, a flagged credit report, limited financial freedom. But what if the very things people see as disadvantages... [...]
National Credit Regulator
Registered Debt Counsellor
Since 2010
NCRDC1560
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