Free Debt Planner (PDF)

A simple, printable debt planner and tracker to log every payment, track balances, and stay motivated—built for South Africans managing debt.

What You’ll Get from this free Debt Planner / Debt Tracker

  • Printable PDF planner (A4) with monthly debt log
  • Space for account names, balances, interest & due dates
  • Progress tracker to see total debt dropping monthly
  • Quick tips to stay consistent and motivated

How to Use It

  1. List all debts (credit/store cards, loans, vehicles, etc.)
  2. Pick a payoff order: Snowball (smallest balance first) or Avalanche (highest interest first)
  3. Record payments monthly and update balances
  4. Celebrate milestones and stay on track

GET YOUR FREE DEBT PLANNER NOW

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    Frequently Asked Questions

    Is the planner really free?
    Yes.

    Just enter your email and we’ll send it instantly—no hidden costs.

    Can I use it digitally?
    Yes.

    It’s a printable PDF, but also works in most PDF reader apps.

    Will you spam me?
    No.

    We’ll only send your download and occasional useful tips or any updated versions to make sure you are ahead of the game.
    You can unsubscribe anytime.

    What if my debt feels overwhelming?
    Its OK!

    Book a free debt assessment and let DCGsa guide you step by step.

    What if I dont know all my debts?
    No Problem.

    We can offer you a FREE CREDIT CHECK so you can get a full breakdown of your debt.

    A collage of pages from the DCGSA Debt Planner & Tracker PDF, featuring sections such as payoff strategies, testimonials, contact info, a debt payment planner grid, progress tracker, and motivational messages. The cover includes the DCGSA logo and the phrase: “Plan Your Payments. Watch Your Debt Disappear.

    Need Help Using the Planner?

    Book a free debt assessment and let us guide you step by step.