The recent NCR ruling on a South African debt counsellor highlights why choosing a trusted, NCR-registered debt counsellor like DCGsa is vital for consumers.
Debt counselling in South Africa is meant to be a safe place—
somewhere you can find real help when debt becomes overwhelming. But sadly, not every debt counsellor plays by the rules.
Recently, the National Credit Regulator (NCR) took action against a debt counsellor who broke the rules in a case called NCR v Guy Frederick James (NCT/179409/2021/137(1)(d)). And yes—you read that right: this counsellor was found guilty of misconduct and was deregistered.
You can read the full Tribunal ruling here: NCT Ruling – NCR v G. F. James
What Happened?
The NCR found that Guy Frederick James, who was supposed to help people under debt review, didn’t follow the law.
He:
Ignored proper debt review procedures.
Didn’t put consumers’ interests first.
Misled the regulator about compliance.
The result? He lost his registration as a debt counsellor.
Why the NCR Ruling on Debt Counsellors Matters in South Africa
Naughty, Naughty… But Lesson Learned
NCR ruling against Guy Frederick James is a reminder that debt counsellors must play fair—or get shown the door. For you, the consumer, it’s a reminder to always choose carefully. NCR ruling debt counsellor South Africa
At DCGsa, we’ll never hide behind fine print or take shortcuts. We’re here to help you rebuild your finances step by step—with honesty and care.
AspertheAaasJust because someone says they’re a debt counsellor doesn’t mean they’re acting in your best interest. Always check that your counsellor is registered with the NCR.
👉 You can do this quickly on the NCR’s website: www.ncr.org.za
The good news? The NCR actively takes action when debt counsellors go rogue. In fact, this ruling proves you’re never alone — because clear systems are in place to protect you.
At DCGsa, we have been helping South Africans for over 15 years with honesty and transparency. We’re NCR-registered (NCRDC1560) and proud members of DCASA—so you know you’re in safe hands.
When you work with us, you can expect:
✔️ Clear and upfront communication.
✔️ Legal protection from your creditors.
✔️ A real plan to get debt-free.
We hope you found this article, NCR ruling debt counsellor South Africa, useful.
Debt review can be life-changing—but only if you choose the right Debt Counsellor.
Debt review can be life-changing—but only if you choose the right counsellor.
✅ Don’t take chances with your financial future.
📌 Book a free debt assessment with DCGsa today and let us show you how debt review should really work.
👉 Call us on 061 432 8499 or click here to start: FREE CREDIT CHECK and DEBT ASSESSMENT
