Travel on a Budget in South Africa | Smart Tips & Free Checklist
Travel Smart: How South Africans Can Explore the World on a Budget We all dream about that perfect getaway—whether it’s a road trip along the Garden Route, a weekend in Cape Town, or sipping cocktails on a beach in Thailand. However, the problem is that traveling can get expensive, and it happens quickly. If you’re a South African trying to make your rands stretch further, this post [...]
SmartWealthSA – Clear Debt. Build Wealth. Live Free
Introducing SmartWealth SA: Your Guide to Financial Freedom in South Africa 👉 Click here to read the first issue of SmartWealth SA Financial stress is one of the biggest challenges facing South Africans today. Rising living costs, debt pressure, and uncertainty about the future can leave anyone feeling overwhelmed. But knowledge is power—when you have the right guidance, tools, and support, you can build a stronger financial future. That’s why [...]
Naughty, Naughty Debt Counsellor! Why the NCR v Guy Frederick James Ruling Matters for You
The recent NCR ruling on a South African debt counsellor highlights why choosing a trusted, NCR-registered debt counsellor like DCGsa is vital for consumers. Debt counselling in South Africa is meant to be a safe place— somewhere you can find real help when debt becomes overwhelming. But sadly, not every debt counsellor plays by the rules. Recently, the National Credit Regulator (NCR) took action against a debt counsellor [...]
3 Reasons Why Debt Review Doesn’t Work — And How DCGsa Helps You Avoid Them
Why Debt Review Fails – And How DCGsa Helps You Succeed Debt review is a powerful, legal solution for South Africans overwhelmed by debt. But many people still believe it “doesn’t work.” At DCGsa, we’ve helped thousands of clients become debt-free — and we’ve also seen why some fall through the cracks. The issue isn’t with debt review itself, but with how it’s handled. When clients don’t get the right [...]
Best Books on Personal Finance to Help You Master Your Money in 2025
The Best Books on Personal Finance: A Guide to Financial Freedom Whether you're drowning in debt, just starting your financial journey, or planning for retirement, a good personal finance book can be life-changing. From mastering your budget to building wealth, here’s our carefully curated list of the Best Personal Finance Books that can help you take control of your money—once and for all. “The Total Money Makeover” by Dave [...]
Struggling with Debt in Gauteng? Meet Anelisa – Your Local Ally in Finding Financial Freedom
Feeling overwhelmed by debt? You’re not alone — but you also don’t have to face it alone. At DCGsa, we understand that financial stress isn’t just about numbers; it’s about your peace of mind, your family, and your future. That’s why we’ve made it easier than ever for Gauteng residents to access real, personalised help — with our dedicated consultant, Anelisa, based right here in your province. Why Use DCGsa in Gauteng? [...]
“Wheels, Woes & a Way Out” – How Debt Review is Helping Car Owners in Gauteng Breathe Again
Car Owners in Gauteng Are Struggling With Debt — Here’s How Debt Review Can Help More cars. More traffic. More debt. Gauteng is South Africa’s busiest province — and also one of the most indebted. Millions of people in Gauteng own cars, but thousands are behind on payments and at risk of repossession. If that’s you, you’re not alone — and there is a solution. How Many Gauteng Consumers Have Cars? [...]
Join the DCGsa Team
Who We Are At DCGsa (Debt Counselling Group South Africa), we are committed to helping South Africans regain financial freedom through ethical and effective debt counselling. With over 15 years of experience and multiple awards behind our name, we pride ourselves on professionalism, compassion, and results. We believe in building a team that supports our mission of empowering individuals and families toward a debt-free life — one assessment at a [...]
South Africa’s Debt Dilemma: Are We Chasing a Lifestyle We Can’t Afford?
South Africa’s Debt Dilemma: Are We Chasing a Lifestyle We Can’t Afford? If you’ve been swiping your card more just to get through the month, you’re not alone. I’ve been a debt counsellor for over 15 years, and this year, the financial stress on South Africans is heavier than ever before. The new Eighty20 XDS Credit Stress Report Q1 2025 confirms what I’m hearing from [...]
Debt Review Is a Better Option Than Selling or Pawning Your Valuables
Landmark Court Ruling: Pawn Brokers Can’t Keep More Than What You Owe Why Debt Review Is a Better Option Than Selling or Pawning Your Valuables When money is tight, many South Africans feel forced to sell or pawn their personal belongings just to survive the month. From pawning cellphones and furniture to pawning vehicles and jewellery, countless families have handed over their most valuable items in exchange for short-term relief. But on [...]
What Is Prescribed Debt – And What Can You Do About It?
What Is Prescribed Debt – And What Can You Do About It? Imagine getting a phone call about a debt you forgot about years ago—and now someone wants you to pay it back, with interest. Sounds scary, right? But what if that debt was too old for them to collect? That’s what we call prescribed debt. It’s a legal term that protects you from being forced to pay certain old debts. But it [...]
Struggling with Debt in South Africa? How Debt Review Actually Works (in Plain English)
With the rising cost of living and interest rates biting harder each month, more South Africans are falling behind on debt repayments. But while the financial pressure is real, so is the solution — and it's called debt review. The problem? Most people don’t actually understand what debt review is — or they’ve heard myths that make it sound like a trap. That's why DCGsa (Debt Counselling Group South Africa), a registered and award-winning debt [...]
📢 Debt Counselling News – Stay Informed with DCGsa
At DCGsa (Debt Counselling Group South Africa), we believe that knowledge is power—especially when it comes to your finances. That’s why we’ve created this space to bring you the latest debt counselling news, updates from the credit industry, and helpful financial tips to guide your journey to financial freedom.
Whether you’re currently under debt review or exploring your options, our insights are here to educate, inspire, and empower you.
🔍 What You’ll Find in Our Debt Counselling News Section:
1. Latest Debt Counselling Updates
Stay informed about regulatory changes, court rulings, and industry-wide shifts that may impact your debt review process. As a registered Debt Counsellor with over 15 years of experience, Casper le Grange brings clarity to complex topics—so you’re never left in the dark.
2. Breaking Credit News
From rising interest rates to credit score trends and credit bureau updates, we share timely credit news that helps you make better borrowing and repayment decisions. Our goal? To help you avoid common pitfalls and rebuild your credit health with confidence.
3. South African Financial News Highlights
Keep up with local financial news—including inflation, petrol prices, tax updates, and the economy’s impact on consumer debt. We break it down in plain language, so you can understand how macro changes affect your micro budget.
4. Helpful Financial Tips You Can Use Today
Practical. Actionable. Relatable. Our helpful financial tips range from budgeting advice and saving strategies to debt repayment tricks and tools. These insights are designed for South African households trying to stretch every rand a little further.
💬 Why Financial Education Matters
In a world of rising living costs and mounting debt pressure, staying informed is no longer optional—it’s essential. DCGsa doesn’t just offer solutions; we provide the education and support needed to take back control of your financial future.
